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Small Loans, Big Goals

Pedro Rivera in his carpentry shop.How Pedro Rivera and Armando Pedro Santiago used micro-credit loans to build better lives.   Pedro Rivera launched his carpentry shop in his home's garage as a side...

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Keys to Obtaining Funding

To secure funding it's essential to instill confidence with a professional and accurate financial summary Securing a loan or other private funding is all about the business owner. Can you accurately...

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3 Action Steps to Financial Management

A small business owner’s management of key financial initiatives is directly tied to it's level of success Business owners wear many hats, including that of the chief financial officer (CFO). Be sure...

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Thinking About a Small Business Loan?

small busness loan concepts Latin Business TodayHere are 7 financial concepts to better understand your small business and  to help secure a loan  Most start up entrepreneurs have great talent and...

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Basic Cash Flow Template

Example of a Cash Flow DocumentCash Flow Template 

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De-mystify the Business of Credit

Getting a handle on the "ins and outs" of credit is core for small business owners and consumers In an ever-evolving attempt to de-mystify the business of credit and make it easier understand the Board...

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Do’s and Don’ts of Credit Best Practices

Follow these 5 Do's and 3 Don'ts for healthy small business credit score The “DO”Do pay your bills on time.Do keep credit cards balances low (try to keep balances under 1/3 of your current credit...

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A Successful Small Business Loan Strategy- part 2

If you have assembled the information referenced in the previous edition of Latin Business Today, you are almost there.  The most difficult document required to secure funding for most small business...

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9 Steps to Access Capital for Your Growing Small Business

These nine steps will enhance the level of success in securing small business financing Preparation is job one before seeking financing in all it's various forms. These will serve as a guide to help...

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A Smart Business Strategy to Working Capital Is Not Complicated

Working capital required for growth can reduce your profits if you don't plan ahead Your customer base is expanding. You need to purchase more inventory or hire more staff, or both. You definitely need...

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Small Business Start Up Capital Access Primer and Key Steps

Start Up Handbook series part 2  Capital Access Primer and Definitions This is part two on Capital Access of a ten part series for start ups and new entrepreneurs.Part one entitled Making it Legal...

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Breaking Down the Set Up of Small Business Financial Records

Setting up records should also be accompanied by hiring the right accountant for your business Start Up Handbook series part 6, Setting up your records, a bookkeeper, an accountant, hiring the right...

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Position Your Company To Be First In Line for a Bank Loan

Financial planning clock management is vital to small business funding and strategy. January can be a lost month for small businesses seeking capital - they are not ready to go to marketHere’s...

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Small Business Owner's Primer- Understanding the Balance Sheet

Demystifying the balance sheet and its components. The balance sheet is a crucial tool in your company’s financial management. By looking at your balance sheet, you are able to see a snapshot of your...

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Why Does It Take So Long to Close a Bank Loan?

Most borrowers will say the process is too complicated and customer service is deficient.  I don’t agree. I have served as an intermediary between borrower and lender for many decades.I have always...

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Accessing Capital for the Growth of your Business

Small business capital hurdles-remedies and must read small business capital articles. Whether growing your small business or applying for a start-up it's vital to address the following: The Hurdles...

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3 Action Steps to Financial Management

A small business owner’s management of key financial initiatives is directly tied to it's level of success. Business owners wear many hats, including that of the chief financial officer (CFO).Be sure...

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How to Quickly Access Bank Financing for Your Small Business

A 12 insight START and STOP roadmap bank assessment for small businesses. Bank revenue is derived from lines of credit, term loans, merchant service accounts and deposits.Another source of bank revenue...

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Small Business Financial Q&A's by Financial Loan Expert

Small business owner's financial questions posed and answered by a small business advocate.  Editor's note: This is a first in a series of common questions gathered from small business owners and...

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The Four Steps of Small Business Loan Processing

Small business owners questions asked and answered.  Editor's note: This is a second in a series of common questions gathered from small business owners and respective answers by a finance expert....

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